Insolvency Statistics in Canada—Fourth Quarter of 2012

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Tables

Definitions

Consumer:
An individual with more than 50 percent of total liabilities related to consumer goods and services.
Business:
Any commercial entity or organization other than an individual, or an individual who has incurred 50 percent or more of total liabilities as a result of operating a business.
Bankruptcy:
The state of a consumer or business that has made an assignment in bankruptcy or against whom a bankruptcy order has been made.
Proposal:
An offer to creditors to settle debts under conditions other than the existing terms. A proposal is a formal agreement under the Bankruptcy and Insolvency Act.
NAICS:
North American Industry Classification System.
Economic Region (ER):
Standard geographic units created for analysis of regional economic activity (Statistics Canada's geographical definitions of ERs).
Census Metropolitan Area (CMA):
Each census metropolitan area consists of one or more adjacent municipalities situated around a major urban core. To form a census metropolitan area, the urban core must have a population of at least 100,000 (Statistics Canada's geographical definitions of CMAs).
Table 1: Total Insolvencies
ProvinceVolume% Change12-Month Period Ending
Q4 2012Q3 2012Q4 2011Q3 2012 to Q4 2012Q4 2011 to Q4 201212-31-201212-31-2011% Change
Newfoundland and Labrador 402 428 460 -6.1 -12.6 1,769 2,107 -16.0
Bankruptcies376394431-4.6-12.81,6261,981-17.9
Proposals263429-23.5-10.314312613.5
Prince Edward Island 171 151 139 13.2 23.0 635 637 -0.3
Bankruptcies 136 114 108 19.3 25.9 485 535 -9.3
Proposals 35 37 31 -5.4 12.9 150 102 47.1
Nova Scotia 1,043 1,032 1,076 1.1 -3.1 4,388 4,669 -6.0
Bankruptcies751763823-1.6-8.73,3073,682-10.2
Proposals2922692538.615.41,0819879.5
New Brunswick 883 981 898 -10.0 -1.7 3,913 3,560 9.9
Bankruptcies 660 718 709 -8.1 -6.9 2,959 2,891 2.4
Proposals 223 263 189 -15.2 18.0 954 669 42.6
Quebec 9,569 8,836 9,350 8.3 2.3 37,944 37,895 0.1
Bankruptcies6,3636,0876,6164.5-3.825,88727,196-4.8
Proposals3,2062,7492,73416.617.312,05710,69912.7
Ontario 11,755 11,561 12,931 1.7 -9.1 48,742 52,074 -6.4
Bankruptcies 5,951 5,846 6,711 1.8 -11.3 24,278 26,805 -9.4
Proposals 5,804 5,715 6,220 1.6 -6.7 24,464 25,269 -3.2
Manitoba 469 464 537 1.1 -12.7 1,926 2,229 -13.6
Bankruptcies324330377-1.8-14.11,3121,574-16.6
Proposals1451341608.2-9.4614655-6.3
Saskatchewan 385 465 474 -17.2 -18.8 1,860 2,212 -15.9
Bankruptcies 221 278 287 -20.5 -23.0 1,080 1,376 -21.5
Proposals 164 187 187 -12.3 -12.3 780 836 -6.7
Alberta 2,221 2,243 2,448 -1.0 -9.3 9,514 10,381 -8.4
Bankruptcies1,3041,4111,642-7.6-20.65,9897,293-17.9
Proposals91783280610.213.83,5253,08814.2
British Columbia 2,772 2,875 2,862 -3.6 -3.1 11,964 11,919 0.4
Bankruptcies 1,786 1,860 1,842 -4.0 -3.0 7,754 8,232 -5.8
Proposals 986 1,015 1,020 -2.9 -3.3 4,210 3,687 14.2
Northwest Territories 18 9 8 100.0 125.0 54 47 14.9
Bankruptcies1138266.737.52933-12.1
Proposals76016.7--251478.6
Yukon 15 12 7 25.0 114.3 38 37 2.7
Bankruptcies 10 5 6 100.0 66.7 24 32 -25.0
Proposals 5 7 1 -28.6 400.0 14 5 180.0
Nunavut 1 2 0 -50.0 -- 4 7 -42.9
Bankruptcies010-100.0--16-83.3
Proposals1100.0--31200.0
Canada 29,704 29,059 31,190 2.2 -4.8 122,751 127,774 -3.9
Bankruptcies 17,893 17,810 19,560 0.5 -8.5 74,731 81,636 -8.5
Proposals 11,811 11,249 11,630 5.0 1.6 48,020 46,138 4.1
Table 2: Insolvencies Filed by Consumers
ProvinceVolume% Change12-Month Period Ending
Q4 2012Q3 2012Q4 2011Q3 2012 to Q4 2012Q4 2011 to Q4 201212-31-201212-31-2011% Change
Newfoundland and Labrador 399 420 456 -5.0 -12.5 1,750 2,081 -15.9
Bankruptcies373390429-4.4-13.11,6111,957-17.7
Proposals263027-13.3-3.713912412.1
Prince Edward Island 170 148 133 14.9 27.8 618 620 -0.3
Bankruptcies 135 111 102 21.6 32.4 472 520 -9.2
Proposals 35 37 31 -5.4 12.9 146 100 46.0
Nova Scotia 1,009 1,010 1,055 -0.1 -4.4 4,282 4,556 -6.0
Bankruptcies724747805-3.1-10.13,2213,587-10.2
Proposals2852632508.414.01,0619699.5
New Brunswick 866 964 892 -10.2 -2.9 3,843 3,500 9.8
Bankruptcies 645 709 704 -9.0 -8.4 2,906 2,848 2.0
Proposals 221 255 188 -13.3 17.6 937 652 43.7
Quebec 9,081 8,357 8,802 8.7 3.2 35,925 35,768 0.4
Bankruptcies6,0025,7266,2104.8-3.324,39925,627-4.8
Proposals3,0792,6312,59217.018.811,52610,14113.7
Ontario 11,432 11,249 12,531 1.6 -8.8 47,381 50,460 -6.1
Bankruptcies 5,696 5,606 6,405 1.6 -11.1 23,236 25,529 -9.0
Proposals 5,736 5,643 6,126 1.6 -6.4 24,145 24,931 -3.2
Manitoba 454 456 509 -0.4 -10.8 1,877 2,155 -12.9
Bankruptcies312322353-3.1-11.61,2761,514-15.7
Proposals1421341566.0-9.0601641-6.2
Saskatchewan 364 432 446 -15.7 -18.4 1,731 2,055 -15.8
Bankruptcies 210 262 269 -19.8 -21.9 1,001 1,272 -21.3
Proposals 154 170 177 -9.4 -13.0 730 783 -6.8
Alberta 2,145 2,186 2,359 -1.9 -9.1 9,202 10,040 -8.3
Bankruptcies1,2551,3641,575-8.0-20.35,7597,029-18.1
Proposals8908227848.313.53,4433,01114.3
British Columbia 2,706 2,806 2,804 -3.6 -3.5 11,696 11,676 0.2
Bankruptcies 1,744 1,811 1,794 -3.7 -2.8 7,562 8,040 -5.9
Proposals 962 995 1,010 -3.3 -4.8 4,134 3,636 13.7
Northwest Territories 18 9 8 100.0 125.0 53 45 17.8
Bankruptcies1138266.737.52933-12.1
Proposals76016.7--2412100.0
Yukon 15 12 7 25.0 114.3 37 36 2.8
Bankruptcies 10 5 6 100.0 66.7 23 31 -25.8
Proposals 5 7 1 -28.6 400.0 14 5 180.0
Nunavut 1 1 0 0.0 -- 3 7 -57.1
Bankruptcies000----06-100.0
Proposals1100.0--31200.0
Canada 28,660 28,050 30,002 2.2 -4.5 118,398 122,999 -3.7
Bankruptcies 17,117 17,056 18,660 0.4 -8.3 71,495 77,993 -8.3
Proposals 11,543 10,994 11,342 5.0 1.8 46,903 45,006 4.2
Table 3: Insolvencies Filed by Businesses
ProvinceVolume% Change12-Month Period Ending
Q4 2012Q3 2012Q4 2011Q3 2012 to Q4 2012Q4 2011 to Q4 201212-31-201212-31-2011% Change
Newfoundland and Labrador 3 8 4 -62.5 -25.0 19 26 -26.9
Bankruptcies342-25.050.01524-37.5
Proposals042-100.0-100.042100.0
Prince Edward Island 1 3 6 -66.7 -83.3 17 17 0.0
Bankruptcies 1 3 6 -66.7 -83.3 13 15 -13.3
Proposals 0 0 0 -- -- 4 2 100.0
Nova Scotia 34 22 21 54.5 61.9 106 113 -6.2
Bankruptcies27161868.850.08695-9.5
Proposals76316.7133.3201811.1
New Brunswick 17 17 6 0.0 183.3 70 60 16.7
Bankruptcies 15 9 5 66.7 200.0 53 43 23.3
Proposals 2 8 1 -75.0 100.0 17 17 0.0
Quebec 488 479 548 1.9 -10.9 2,019 2,127 -5.1
Bankruptcies3613614060.0-11.11,4881,569-5.2
Proposals1271181427.6-10.6531558-4.8
Ontario 323 312 400 3.5 -19.3 1,361 1,614 -15.7
Bankruptcies 255 240 306 6.3 -16.7 1,042 1,276 -18.3
Proposals 68 72 94 -5.6 -27.7 319 338 -5.6
Manitoba 15 8 28 87.5 -46.4 49 74 -33.8
Bankruptcies1282450.0-50.03660-40.0
Proposals304---25.01314-7.1
Saskatchewan 21 33 28 -36.4 -25.0 129 157 -17.8
Bankruptcies 11 16 18 -31.3 -38.9 79 104 -24.0
Proposals 10 17 10 -41.2 0.0 50 53 -5.7
Alberta 76 57 89 33.3 -14.6 312 341 -8.5
Bankruptcies4947674.3-26.9230264-12.9
Proposals271022170.022.782776.5
British Columbia 66 69 58 -4.3 13.8 268 243 10.3
Bankruptcies 42 49 48 -14.3 -12.5 192 192 0.0
Proposals 24 20 10 20.0 140.0 76 51 49.0
Northwest Territories 0 0 0 -- -- 1 2 -50.0
Bankruptcies000----00--
Proposals000----12-50.0
Yukon 0 0 0 -- -- 1 1 0.0
Bankruptcies 0 0 0 -- -- 1 1 0.0
Proposals 0 0 0 -- -- 0 0 --
Nunavut 0 1 0 -100.0 -- 1 0 --
Bankruptcies010-100.0--10--
Proposals000----00--
Canada 1,044 1,009 1,188 3.5 -12.1 4,353 4,775 -8.8
Bankruptcies 776 754 900 2.9 -13.8 3,236 3,643 -11.2
Proposals 268 255 288 5.1 -6.9 1,117 1,132 -1.3

Table 4: Insolvencies by NAICS Economic Sectors, Canada
SectorVolume% Change12-Month Period Ending
Q4 2012Q3 2012Q4 2011Q3 2012 to Q4 2012Q4 2011 to Q4 201212-31-201212-31-2011% Change
Agriculture, Forestry, Fishing and Hunting 23 26 26 -11.5 -11.5 115 134 -14.2
Bankruptcies1717200.0-15.08691-5.5
Proposals696-33.30.02943-32.6
Mining and Oil and Gas Extraction 12 14 5 -14.3 140.0 36 26 38.5
Bankruptcies 7 12 3 -41.7 133.3 27 20 35.0
Proposals 5 2 2 150.0 150.0 9 6 50.0
Utilities 5 5 3 0.0 66.7 20 14 42.9
Bankruptcies213100.0-33.3111010.0
Proposals340-25.0--94125.0
Construction 195 181 174 7.7 12.1 833 782 6.5
Bankruptcies 139 133 137 4.5 1.5 607 620 -2.1
Proposals 56 48 37 16.7 51.4 226 162 39.5
Manufacturing 110 101 155 8.9 -29.0 435 554 -21.5
Bankruptcies826811620.6-29.3308393-21.6
Proposals283339-15.2-28.2127161-21.1
Wholesale Trade 60 50 64 20.0 -6.3 240 261 -8.0
Bankruptcies 41 39 47 5.1 -12.8 176 198 -11.1
Proposals 19 11 17 72.7 11.8 64 63 1.6
Retail Trade 125 135 165 -7.4 -24.2 571 648 -11.9
Bankruptcies97106119-8.5-18.5435505-13.9
Proposals282946-3.4-39.1136143-4.9
Transportation and Warehousing 82 50 63 64.0 30.2 259 310 -16.5
Bankruptcies 71 42 47 69.0 51.1 213 252 -15.5
Proposals 11 8 16 37.5 -31.3 46 58 -20.7
Information and Cultural Industries 18 13 18 38.5 0.0 62 78 -20.5
Bankruptcies16816100.00.053530.0
Proposals252-60.00.0925-64.0
Finance and Insurance 18 17 25 5.9 -28.0 72 107 -32.7
Bankruptcies 16 13 19 23.1 -15.8 59 80 -26.3
Proposals 2 4 6 -50.0 -66.7 13 27 -51.9
Real Estate and Rental and Leasing 29 27 31 7.4 -6.5 114 142 -19.7
Bankruptcies21192010.55.077104-26.0
Proposals88110.0-27.33738-2.6
Professional, Scientific and Technical Services 68 59 87 15.3 -21.8 273 290 -5.9
Bankruptcies 52 42 64 23.8 -18.8 197 198 -0.5
Proposals 16 17 23 -5.9 -30.4 76 92 -17.4
Management of Companies and Enterprises 18 15 13 20.0 38.5 65 52 25.0
Bankruptcies111512-26.7-8.3514318.6
Proposals701--600.014955.6
Administrative and Support, Waste Management and Remediation Services 46 45 67 2.2 -31.3 202 213 -5.2
Bankruptcies 34 33 49 3.0 -30.6 146 164 -11.0
Proposals 12 12 18 0.0 -33.3 56 49 14.3
Educational Services 7 6 8 16.7 -12.5 31 32 -3.1
Bankruptcies6680.0-25.0262313.0
Proposals100----59-44.4
Health Care and Social Assistance 8 19 15 -57.9 -46.7 53 85 -37.6
Bankruptcies 7 15 7 -53.3 0.0 44 63 -30.2
Proposals 1 4 8 -75.0 -87.5 9 22 -59.1
Arts, Entertainment and Recreation 25 15 20 66.7 25.0 77 86 -10.5
Bankruptcies19111872.75.66274-16.2
Proposals64250.0200.0151225.0
Accommodation and Food Services 122 161 176 -24.2 -30.7 624 658 -5.2
Bankruptcies 87 115 132 -24.3 -34.1 440 510 -13.7
Proposals 35 46 44 -23.9 -20.5 184 148 24.3
Other Services (except Public Administration) 73 70 72 4.3 1.4 268 297 -9.8
Bankruptcies515962-13.6-17.7216238-9.2
Proposals221110100.0120.05259-11.9
Public Administration 0 0 1 -- -100.0 3 5 -40.0
Bankruptcies 0 0 1 -- -100.0 2 3 -33.3
Proposals 0 0 0 -- -- 1 2 -50.0
Total 1,044 1,009 1,188 3.5 -12.1 4,353 4,775 -8.8
Bankruptcies 776 754 900 2.9 -13.8 3,236 3,643 -11.2
Proposals 268 255 288 5.1 -6.9 1,117 1,132 -1.3

Table 5: Insolvencies Filed by Consumers by ER
Province or RegionVolume% Change12-Month Period Ending
Q4 2012Q3 2012Q4 2011Q3 2012 to Q4 2012Q4 2011 to Q4 201212-31-201212-31-2011% Change
Newfoundland and Labrador 399 420 456 -5.0 -12.5 1,750 2,081 -15.9
Bankruptcies 373 390 429 -4.4 -13.1 1,611 1,957 -17.7
Proposals 26 30 27 -13.3 -3.7 139 124 12.1
Avalon Peninsula 169 167 181 1.2 -6.6 749 874 -14.3
Bankruptcies 151 154 163 -1.9 -7.4 665 795 -16.4
Proposals 18 13 18 38.5 0.0 84 79 6.3
South Coast – Burin Peninsula354540-22.2-12.5141176-19.9
Bankruptcies343939-12.8-12.8134173-22.5
Proposals161-83.30.073133.3
West Coast – Northern Peninsula – Labrador 92 92 111 0.0 -17.1 371 436 -14.9
Bankruptcies 90 89 107 1.1 -15.9 352 415 -15.2
Proposals 2 3 4 -33.3 -50.0 19 21 -9.5
Notre Dame – Central Bonavista Bay103116124-11.2-16.9488596-18.1
Bankruptcies98108120-9.3-18.3460574-19.9
Proposals584-37.525.0282227.3
Prince Edward Island 170 148 133 14.9 27.8 618 620 -0.3
Bankruptcies 135 111 102 21.6 32.4 472 520 -9.2
Proposals 35 37 31 -5.4 12.9 146 100 46.0
Nova Scotia 1,009 1,010 1,055 -0.1 -4.4 4,282 4,556 -6.0
Bankruptcies 724 747 805 -3.1 -10.1 3,221 3,587 -10.2
Proposals 285 263 250 8.4 14.0 1,061 969 9.5
Cape Breton 176 168 173 4.8 1.7 676 851 -20.6
Bankruptcies 109 117 122 -6.8 -10.7 459 624 -26.4
Proposals 67 51 51 31.4 31.4 217 227 -4.4
North Shore19416117220.512.87467331.8
Bankruptcies14112413313.76.05625521.8
Proposals53373943.235.91841811.7
Annapolis Valley 138 157 164 -12.1 -15.9 624 642 -2.8
Bankruptcies 111 129 143 -14.0 -22.4 514 546 -5.9
Proposals 27 28 21 -3.6 28.6 110 96 14.6
Southern13512012912.54.7546605-9.8
Bankruptcies1008510217.6-2.0400496-19.4
Proposals3535270.029.614610933.9
Halifax 366 404 416 -9.4 -12.0 1,689 1,723 -2.0
Bankruptcies 263 292 304 -9.9 -13.5 1,285 1,368 -6.1
Proposals 103 112 112 -8.0 -8.0 404 355 13.8
New Brunswick 866 964 892 -10.2 -2.9 3,843 3,500 9.8
Bankruptcies 645 709 704 -9.0 -8.4 2,906 2,848 2.0
Proposals 221 255 188 -13.3 17.6 937 652 43.7
Campbellton – Miramichi 162 173 185 -6.4 -12.4 691 674 2.5
Bankruptcies 113 134 152 -15.7 -25.7 533 574 -7.1
Proposals 49 39 33 25.6 48.5 158 100 58.0
Moncton – Richibucto270295263-8.52.71,1061,0347.0
Bankruptcies206215215-4.2-4.2821845-2.8
Proposals648048-20.033.328518950.8
Saint John – St. Stephen 209 237 215 -11.8 -2.8 963 855 12.6
Bankruptcies 156 173 165 -9.8 -5.5 718 686 4.7
Proposals 53 64 50 -17.2 6.0 245 169 45.0
Fredericton – Oromocto149153126-2.618.367355621.0
Bankruptcies111989513.316.848342413.9
Proposals385531-30.922.619013243.9
Edmundston – Woodstock 76 105 104 -27.6 -26.9 411 380 8.2
Bankruptcies 59 89 77 -33.7 -23.4 351 318 10.4
Proposals 17 16 27 6.3 -37.0 60 62 -3.2
Quebec 9,081 8,357 8,802 8.7 3.2 35,925 35,768 0.4
Bankruptcies 6,002 5,726 6,210 4.8 -3.3 24,399 25,627 -4.8
Proposals 3,079 2,631 2,592 17.0 18.8 11,526 10,141 13.7
Gaspésie – Îles-de-la-Madeleine 88 78 88 12.8 0.0 339 394 -14.0
Bankruptcies 58 60 68 -3.3 -14.7 230 288 -20.1
Proposals 30 18 20 66.7 50.0 109 106 2.8
Bas-Saint-Laurent19414216336.619.06896574.9
Bankruptcies1301201168.312.152145414.8
Proposals642247190.936.2168203-17.2
Capitale-Nationale 603 530 513 13.8 17.5 2,319 2,313 0.3
Bankruptcies 463 400 382 15.8 21.2 1,780 1,746 1.9
Proposals 140 130 131 7.7 6.9 539 567 -4.9
Chaudière – Appalaches30025231219.0-3.81,1741,205-2.6
Bankruptcies21719021714.20.0834866-3.7
Proposals83629533.9-12.63403390.3
Estrie 341 335 316 1.8 7.9 1,314 1,253 4.9
Bankruptcies 262 239 244 9.6 7.4 970 1,008 -3.8
Proposals 79 96 72 -17.7 9.7 344 245 40.4
Centre-du-Québec2272112837.6-19.89041,012-10.7
Bankruptcies161166211-3.0-23.7665787-15.5
Proposals66457246.7-8.32392256.2
Montérégie 1,838 1,604 1,726 14.6 6.5 7,005 6,592 6.3
Bankruptcies 1,197 1,013 1,219 18.2 -1.8 4,606 4,619 -0.3
Proposals 641 591 507 8.5 26.4 2,399 1,973 21.6
Montréal2,0122,0362,103-1.2-4.38,5209,136-6.7
Bankruptcies1,3791,4361,505-4.0-8.46,0126,679-10.0
Proposals6336005985.55.92,5082,4572.1
Laval 531 432 466 22.9 13.9 2,029 1,920 5.7
Bankruptcies 320 266 331 20.3 -3.3 1,279 1,339 -4.5
Proposals 211 166 135 27.1 56.3 750 581 29.1
Lanaudière705741704-4.90.12,9132,6997.9
Bankruptcies398459437-13.3-8.91,7411,7260.9
Proposals3072822678.915.01,17297320.5
Laurentides 952 845 893 12.7 6.6 3,679 3,616 1.7
Bankruptcies 543 536 571 1.3 -4.9 2,252 2,449 -8.0
Proposals 409 309 322 32.4 27.0 1,427 1,167 22.3
Outaouais5565105249.06.12,2292,1165.3
Bankruptcies3493463740.9-6.71,4331,465-2.2
Proposals20716415026.238.079665122.3
Abitibi – Témiscamingue 127 98 96 29.6 32.3 456 487 -6.4
Bankruptcies 92 71 69 29.6 33.3 322 356 -9.6
Proposals 35 27 27 29.6 29.6 134 131 2.3
Mauricie3032783009.01.01,1481,1123.2
Bankruptcies2312262332.2-0.99039000.3
Proposals72526738.57.524521215.6
Saguenay – Lac-Saint-Jean 226 188 253 20.2 -10.7 920 1,005 -8.5
Bankruptcies 150 139 181 7.9 -17.1 636 739 -13.9
Proposals 76 49 72 55.1 5.6 284 266 6.8
Côte-Nord606552-7.715.423620813.5
Bankruptcies404844-16.7-9.11761703.5
Proposals2017817.6150.0603857.9
Nord-du-Québec 14 10 12 40.0 16.7 50 41 22.0
Bankruptcies 9 9 9 0.0 0.0 37 34 8.8
Proposals 5 1 3 400.0 66.7 13 7 85.7
Ontario 11,432 11,249 12,531 1.6 -8.8 47,381 50,460 -6.1
Bankruptcies 5,696 5,606 6,405 1.6 -11.1 23,236 25,529 -9.0
Proposals 5,736 5,643 6,126 1.6 -6.4 24,145 24,931 -3.2
Ottawa 928 917 1,018 1.2 -8.8 3,830 3,977 -3.7
Bankruptcies 534 538 625 -0.7 -14.6 2,281 2,510 -9.1
Proposals 394 379 393 4.0 0.3 1,549 1,467 5.6
Kingston – Pembroke417438448-4.8-6.91,7251,811-4.7
Bankruptcies256272299-5.9-14.41,0721,193-10.1
Proposals161166149-3.08.16536185.7
Muskoka – Kawarthas 360 395 334 -8.9 7.8 1,547 1,415 9.3
Bankruptcies 216 194 182 11.3 18.7 806 781 3.2
Proposals 144 201 152 -28.4 -5.3 741 634 16.9
Toronto4,8214,7035,2512.5-8.220,02521,748-7.9
Bankruptcies1,9491,9272,1821.1-10.77,9508,830-10.0
Proposals2,8722,7763,0693.5-6.412,07512,918-6.5
Kitchener – Waterloo – Barrie 1,161 1,126 1,260 3.1 -7.9 4,810 5,030 -4.4
Bankruptcies 615 563 663 9.2 -7.2 2,420 2,556 -5.3
Proposals 546 563 597 -3.0 -8.5 2,390 2,474 -3.4
Hamilton – Niagara Peninsula1,4021,3461,5454.2-9.35,9126,139-3.7
Bankruptcies7046457919.1-11.02,8813,038-5.2
Proposals698701754-0.4-7.43,0313,101-2.3
London 779 754 923 3.3 -15.6 3,079 3,427 -10.2
Bankruptcies 454 464 552 -2.2 -17.8 1,767 2,060 -14.2
Proposals 325 290 371 12.1 -12.4 1,312 1,367 -4.0
Windsor – Sarnia6526367222.5-9.72,6712,947-9.4
Bankruptcies391421448-7.1-12.71,6921,882-10.1
Proposals26121527421.4-4.79791,065-8.1
Stratford – Bruce Peninsula 216 195 266 10.8 -18.8 859 906 -5.2
Bankruptcies 135 126 162 7.1 -16.7 559 587 -4.8
Proposals 81 69 104 17.4 -22.1 300 319 -6.0
Northeast560600621-6.7-9.82,3262,454-5.2
Bankruptcies336371390-9.4-13.81,3911,633-14.8
Proposals224229231-2.2-3.093582113.9
Northwest 136 140 142 -2.9 -4.2 597 605 -1.3
Bankruptcies 107 85 111 25.9 -3.6 417 459 -9.2
Proposals 29 55 31 -47.3 -6.5 180 146 23.3
Manitoba 454 456 509 -0.4 -10.8 1,877 2,155 -12.9
Bankruptcies 312 322 353 -3.1 -11.6 1,276 1,514 -15.7
Proposals 142 134 156 6.0 -9.0 601 641 -6.2
Southeast 35 35 22 0.0 59.1 129 132 -2.3
Bankruptcies 30 22 22 36.4 36.4 91 112 -18.8
Proposals 5 13 0 -61.5 -- 38 20 90.0
South Central91521-40.0-57.16988-21.6
Bankruptcies71415-50.0-53.35564-14.1
Proposals216100.0-66.71424-41.7
Southwest 51 40 71 27.5 -28.2 190 257 -26.1
Bankruptcies 34 24 42 41.7 -19.0 121 155 -21.9
Proposals 17 16 29 6.3 -41.4 69 102 -32.4
North Central91017-10.0-47.14855-12.7
Bankruptcies788-12.5-12.53240-20.0
Proposals2290.0-77.816156.7
Winnipeg 292 292 317 0.0 -7.9 1,214 1,358 -10.6
Bankruptcies 194 209 225 -7.2 -13.8 829 966 -14.2
Proposals 98 83 92 18.1 6.5 385 392 -1.8
Interlake2322244.5-4.296108-11.1
Bankruptcies151819-16.7-21.16882-17.1
Proposals845100.060.028267.7
Parklands 16 17 13 -5.9 23.1 55 77 -28.6
Bankruptcies 14 9 8 55.6 75.0 30 43 -30.2
Proposals 2 8 5 -75.0 -60.0 25 34 -26.5
North182223-18.2-21.77577-2.6
Bankruptcies101713-41.2-23.14950-2.0
Proposals851060.0-20.02627-3.7
Saskatchewan 364 432 446 -15.7 -18.4 1,731 2,055 -15.8
Bankruptcies 210 262 269 -19.8 -21.9 1,001 1,272 -21.3
Proposals 154 170 177 -9.4 -13.0 730 783 -6.8
Regina – Moose Mountain93107107-13.1-13.1442562-21.4
Bankruptcies485856-17.2-14.3212283-25.1
Proposals454951-8.2-11.8230279-17.6
Swift Current – Moose Jaw 46 38 39 21.1 17.9 180 194 -7.2
Bankruptcies 33 28 23 17.9 43.5 114 130 -12.3
Proposals 13 10 16 30.0 -18.8 66 64 3.1
Saskatoon – Biggar107165163-35.2-34.4579655-11.6
Bankruptcies60107105-43.9-42.9353427-17.3
Proposals475858-19.0-19.0226228-0.9
Yorkton – Melville 21 24 38 -12.5 -44.7 130 176 -26.1
Bankruptcies 14 13 28 7.7 -50.0 79 128 -38.3
Proposals 7 11 10 -36.4 -30.0 51 48 6.3
Prince Albert9090920.0-2.2360425-15.3
Bankruptcies5251552.0-5.5217275-21.1
Proposals383937-2.62.7143150-4.7
Northern 6 7 6 -14.3 0.0 41 42 -2.4
Bankruptcies 3 5 2 -40.0 50.0 26 28 -7.1
Proposals 3 2 4 50.0 -25.0 15 14 7.1
Alberta 2,145 2,186 2,359 -1.9 -9.1 9,202 10,040 -8.3
Bankruptcies 1,255 1,364 1,575 -8.0 -20.3 5,759 7,029 -18.1
Proposals 890 822 784 8.3 13.5 3,443 3,011 14.3
Lethbridge – Medicine Hat 196 166 224 18.1 -12.5 765 913 -16.2
Bankruptcies 120 104 163 15.4 -26.4 499 657 -24.0
Proposals 76 62 61 22.6 24.6 266 256 3.9
Camrose – Drumheller78112110-30.4-29.1415421-1.4
Bankruptcies457873-42.3-38.4284304-6.6
Proposals333437-2.9-10.813111712.0
Calgary 873 847 901 3.1 -3.1 3,674 3,754 -2.1
Bankruptcies 547 542 605 0.9 -9.6 2,421 2,769 -12.6
Proposals 326 305 296 6.9 10.1 1,253 985 27.2
Banff – Jasper – Rocky Mountain House394457-11.4-31.6178224-20.5
Bankruptcies223243-31.3-48.8117176-33.5
Proposals17121441.721.4614827.1
Red Deer 127 112 111 13.4 14.4 480 544 -11.8
Bankruptcies 56 65 76 -13.8 -26.3 270 372 -27.4
Proposals 71 47 35 51.1 102.9 210 172 22.1
Edmonton685743770-7.8-11.02,9663,378-12.2
Bankruptcies372429491-13.3-24.21,6942,186-22.5
Proposals313314279-0.312.21,2721,1926.7
Athabasca – Grande Prairie – Peace River 107 123 142 -13.0 -24.6 532 619 -14.1
Bankruptcies 72 94 98 -23.4 -26.5 366 448 -18.3
Proposals 35 29 44 20.7 -20.5 166 171 -2.9
Wood Buffalo – Cold Lake4038455.3-11.11911853.2
Bankruptcies2120265.0-19.2107116-7.8
Proposals1918195.60.0846921.7
British Columbia 2,706 2,806 2,804 -3.6 -3.5 11,696 11,676 0.2
Bankruptcies 1,744 1,811 1,794 -3.7 -2.8 7,562 8,040 -5.9
Proposals 962 995 1,010 -3.3 -4.8 4,134 3,636 13.7
Vancouver Island and Coast576585562-1.52.52,4332,452-0.8
Bankruptcies377382373-1.31.11,6161,775-9.0
Proposals199203189-2.05.381767720.7
Lower Mainland – Southwest 1,460 1,512 1,562 -3.4 -6.5 6,342 6,285 0.9
Bankruptcies 908 964 1,001 -5.8 -9.3 3,991 4,245 -6.0
Proposals 552 548 561 0.7 -1.6 2,351 2,040 15.2
Thompson – Okanagan389446415-12.8-6.31,7541,816-3.4
Bankruptcies249281241-11.43.31,1201,191-6.0
Proposals140165174-15.2-19.56346251.4
Kootenay 101 99 75 2.0 34.7 401 352 13.9
Bankruptcies 80 70 47 14.3 70.2 291 244 19.3
Proposals 21 29 28 -27.6 -25.0 110 108 1.9
Cariboo1151141230.9-6.5492502-2.0
Bankruptcies758185-7.4-11.8336376-10.6
Proposals40333821.25.315612623.8
North Coast 23 14 24 64.3 -4.2 95 85 11.8
Bankruptcies 18 8 17 125.0 5.9 69 64 7.8
Proposals 5 6 7 -16.7 -28.6 26 21 23.8
Nechako13111818.2-27.85472-25.0
Bankruptcies1171357.1-15.43855-30.9
Proposals245-50.0-60.01617-5.9
Northeast 27 25 25 8.0 8.0 125 113 10.6
Bankruptcies 25 18 18 38.9 38.9 101 90 12.2
Proposals 2 7 7 -71.4 -71.4 24 23 4.3
Northwest Territories 18 9 8 100.0 125.0 53 45 17.8
Bankruptcies 11 3 8 266.7 37.5 29 33 -12.1
Proposals 7 6 0 16.7 -- 24 12 100.0
Yukon Territory 15 12 7 25.0 114.3 37 36 2.8
Bankruptcies 10 5 6 100.0 66.7 23 31 -25.8
Proposals 5 7 1 -28.6 400.0 14 5 180.0
Nunavut 1 1 0 0.0 -- 3 7 -57.1
Bankruptcies 0 0 0 -- -- 0 6 -100.0
Proposals 1 1 0 0.0 -- 3 1 200.0

Table 6: Insolvencies Filed by Businesses by ER
Province or regionVolume% Change12-Month Period Ending
Q4 2012Q3 2012Q4 2011Q3 2012 to Q4 2012Q4 2011 to Q4 201212-31-201212-31-2011% Change
Newfoundland and Labrador 3 8 4 -62.5 -25.0 19 26 -26.9
Bankruptcies 3 4 2 -25.0 50.0 15 24 -37.5
Proposals 0 4 2 -100.0 -100.0 4 2 100.0
Avalon Peninsula 3 5 0 -40.0 -- 11 10 10.0
Bankruptcies 3 1 0 200.0 -- 7 10 -30.0
Proposals 0 4 0 -100.0 -- 4 0 --
South Coast – Burin Peninsula001---100.012-50.0
Bankruptcies001---100.012-50.0
Proposals000----00--
West Coast – Northern Peninsula – Labrador 0 1 1 -100.0 -100.0 4 7 -42.9
Bankruptcies 0 1 1 -100.0 -100.0 4 7 -42.9
Proposals 0 0 0 -- -- 0 0 --
Notre Dame – Central Bonavista Bay022-100.0-100.037-57.1
Bankruptcies020-100.0--35-40.0
Proposals002---100.002-100.0
Prince Edward Island 1 3 6 -66.7 -83.3 17 17 0.0
Bankruptcies 1 3 6 -66.7 -83.3 13 15 -13.3
Proposals 0 0 0 -- -- 4 2 100.0
Nova Scotia 34 22 21 54.5 61.9 106 113 -6.2
Bankruptcies 27 16 18 68.8 50.0 86 95 -9.5
Proposals 7 6 3 16.7 133.3 20 18 11.1
Cape Breton 5 2 2 150.0 150.0 17 6 183.3
Bankruptcies 2 1 2 100.0 0.0 12 5 140.0
Proposals 3 1 0 200.0 -- 5 1 400.0
North Shore845100.060.0171421.4
Bankruptcies74475.075.0151050.0
Proposals101--0.024-50.0
Annapolis Valley 2 5 3 -60.0 -33.3 17 14 21.4
Bankruptcies 2 2 3 0.0 -33.3 13 13 0.0
Proposals 0 3 0 -100.0 -- 4 1 300.0
Southern32250.050.011110.0
Bankruptcies122-50.0-50.0810-20.0
Proposals200----31200.0
Halifax 16 8 9 100.0 77.8 44 67 -34.3
Bankruptcies 15 6 7 150.0 114.3 38 57 -33.3
Proposals 1 2 2 -50.0 -50.0 6 10 -40.0
New Brunswick 17 17 6 0.0 183.3 70 60 16.7
Bankruptcies 15 9 5 66.7 200.0 53 43 23.3
Proposals 2 8 1 -75.0 100.0 17 17 0.0
Campbellton – Miramichi 7 4 1 75.0 600.0 13 16 -18.8
Bankruptcies 6 2 1 200.0 500.0 10 14 -28.6
Proposals 1 2 0 -50.0 -- 3 2 50.0
Moncton – Richibucto561-16.7400.0251747.1
Bankruptcies54125.0400.0191346.2
Proposals020-100.0--6450.0
Saint John – St. Stephen 4 3 2 33.3 100.0 15 15 0.0
Bankruptcies 3 1 1 200.0 200.0 11 8 37.5
Proposals 1 2 1 -50.0 0.0 4 7 -42.9
Fredericton – Oromocto021-100.0-100.035-40.0
Bankruptcies011-100.0-100.023-33.3
Proposals010-100.0--12-50.0
Edmundston – Woodstock 1 2 0 -50.0 -- 14 7 100.0
Bankruptcies 1 1 0 0.0 -- 11 5 120.0
Proposals 0 1 0 -100.0 -- 3 2 50.0
Quebec 488 479 548 1.9 -10.9 2,019 2,127 -5.1
Bankruptcies 361 361 406 0.0 -11.1 1,488 1,569 -5.2
Proposals 127 118 142 7.6 -10.6 531 558 -4.8
Gaspésie – Îles-de-la-Madeleine 6 2 3 200.0 100.0 15 30 -50.0
Bankruptcies 6 2 2 200.0 200.0 11 19 -42.1
Proposals 0 0 1 -- -100.0 4 11 -63.6
Bas-Saint-Laurent7814-12.5-50.03152-40.4
Bankruptcies751140.0-36.42638-31.6
Proposals033-100.0-100.0514-64.3
Capitale-Nationale 33 30 35 10.0 -5.7 143 155 -7.7
Bankruptcies 24 24 24 0.0 0.0 104 112 -7.1
Proposals 9 6 11 50.0 -18.2 39 43 -9.3
Chaudière – Appalaches212726-22.2-19.28386-3.5
Bankruptcies112318-52.2-38.96163-3.2
Proposals1048150.025.02223-4.3
Estrie 10 12 16 -16.7 -37.5 48 50 -4.0
Bankruptcies 5 9 11 -44.4 -54.5 34 36 -5.6
Proposals 5 3 5 66.7 0.0 14 14 0.0
Centre-du-Québec11149-21.422.24959-16.9
Bankruptcies7117-36.40.03844-13.6
Proposals43233.3100.01115-26.7
Montérégie 75 69 93 8.7 -19.4 320 360 -11.1
Bankruptcies 53 52 76 1.9 -30.3 235 285 -17.5
Proposals 22 17 17 29.4 29.4 85 75 13.3
Montréal154156159-1.3-3.16466145.2
Bankruptcies116119120-2.5-3.34794535.7
Proposals3837392.7-2.61671613.7
Laval 38 45 54 -15.6 -29.6 145 164 -11.6
Bankruptcies 29 35 35 -17.1 -17.1 106 111 -4.5
Proposals 9 10 19 -10.0 -52.6 39 53 -26.4
Lanaudière28254012.0-30.0121133-9.0
Bankruptcies2121280.0-25.09498-4.1
Proposals741275.0-41.72735-22.9
Laurentides 48 28 45 71.4 6.7 167 183 -8.7
Bankruptcies 39 15 33 160.0 18.2 120 133 -9.8
Proposals 9 13 12 -30.8 -25.0 47 50 -6.0
Outaouais152219-31.8-21.16878-12.8
Bankruptcies131513-13.30.050476.4
Proposals276-71.4-66.71831-41.9
Abitibi – Témiscamingue 10 10 3 0.0 233.3 38 19 100.0
Bankruptcies 8 8 3 0.0 166.7 30 19 57.9
Proposals 2 2 0 0.0 -- 8 0 --
Mauricie121416-14.3-25.06874-8.1
Bankruptcies6811-25.0-45.53951-23.5
Proposals6650.020.0292326.1
Saguenay – Lac-Saint-Jean 11 6 13 83.3 -15.4 58 52 11.5
Bankruptcies 9 5 12 80.0 -25.0 45 45 0.0
Proposals 2 1 1 100.0 100.0 13 7 85.7
Côte-Nord621200.0500.013130.0
Bankruptcies521150.0400.011110.0
Proposals100----220.0
Nord-du-Québec 0 5 0 -100.0 -- 5 3 66.7
Bankruptcies 0 5 0 -100.0 -- 5 3 66.7
Proposals 0 0 0 -- -- 0 0 --
Ontario 323 312 400 3.5 -19.3 1,361 1,614 -15.7
Bankruptcies 255 240 306 6.3 -16.7 1,042 1,276 -18.3
Proposals 68 72 94 -5.6 -27.7 319 338 -5.6
Ottawa 36 36 37 0.0 -2.7 128 138 -7.2
Bankruptcies 30 31 26 -3.2 15.4 103 100 3.0
Proposals 6 5 11 20.0 -45.5 25 38 -34.2
Kingston – Pembroke636100.00.02433-27.3
Bankruptcies53466.725.02326-11.5
Proposals102---50.017-85.7
Muskoka – Kawarthas 9 6 5 50.0 80.0 27 43 -37.2
Bankruptcies 8 4 5 100.0 60.0 22 41 -46.3
Proposals 1 2 0 -50.0 -- 5 2 150.0
Toronto1731592238.8-22.4721889-18.9
Bankruptcies13111216917.0-22.5537686-21.7
Proposals424754-10.6-22.2184203-9.4
Kitchener – Waterloo – Barrie 25 34 35 -26.5 -28.6 120 134 -10.4
Bankruptcies 20 30 24 -33.3 -16.7 93 108 -13.9
Proposals 5 4 11 25.0 -54.5 27 26 3.8
Hamilton – Niagara Peninsula29224131.8-29.3134165-18.8
Bankruptcies23173435.3-32.4102135-24.4
Proposals65720.0-14.332306.7
London 10 20 12 -50.0 -16.7 51 52 -1.9
Bankruptcies 9 17 9 -47.1 0.0 44 42 4.8
Proposals 1 3 3 -66.7 -66.7 7 10 -30.0
Windsor – Sarnia1491555.6-6.75661-8.2
Bankruptcies1171457.1-21.44554-16.7
Proposals32150.0200.011757.1
Stratford – Bruce Peninsula 5 8 6 -37.5 -16.7 28 33 -15.2
Bankruptcies 5 7 5 -28.6 0.0 24 29 -17.2
Proposals 0 1 1 -100.0 -100.0 4 4 0.0
Northeast1381462.5-7.147446.8
Bankruptcies1061266.7-16.736345.9
Proposals32250.050.0111010.0
Northwest 3 5 4 -40.0 -25.0 25 23 8.7
Bankruptcies 3 4 3 -25.0 0.0 15 22 -31.8
Proposals 0 1 1 -100.0 -100.0 10 1 900.0
Manitoba 15 8 28 87.5 -46.4 49 74 -33.8
Bankruptcies 12 8 24 50.0 -50.0 36 60 -40.0
Proposals 3 0 4 -- -25.0 13 14 -7.1
Southeast 0 0 0 -- -- 8 4 100.0
Bankruptcies 0 0 0 -- -- 3 4 -25.0
Proposals 0 0 0 -- -- 5 0 --
South Central202--0.036-50.0
Bankruptcies202--0.035-40.0
Proposals000----01-100.0
Southwest 3 0 2 -- 50.0 8 12 -33.3
Bankruptcies 1 0 0 -- -- 4 9 -55.6
Proposals 2 0 2 -- 0.0 4 3 33.3
North Central204---50.046-33.3
Bankruptcies204---50.0440.0
Proposals000----02-100.0
Winnipeg 6 7 16 -14.3 -62.5 20 34 -41.2
Bankruptcies 5 7 14 -28.6 -64.3 17 29 -41.4
Proposals 1 0 2 -- -50.0 3 5 -40.0
Interlake1110.00.023-33.3
Bankruptcies1110.00.023-33.3
Proposals000----00--
Parklands 0 0 2 -- -100.0 2 6 -66.7
Bankruptcies 0 0 2 -- -100.0 1 3 -66.7
Proposals 0 0 0 -- -- 1 3 -66.7
North000----12-50.0
Bankruptcies000----12-50.0
Proposals000----00--
Saskatchewan 21 33 28 -36.4 -25.0 129 157 -17.8
Bankruptcies 11 16 18 -31.3 -38.9 79 104 -24.0
Proposals 10 17 10 -41.2 0.0 50 53 -5.7
Regina – Moose Mountain971228.6-25.03860-36.7
Bankruptcies609---33.32040-50.0
Proposals373-57.10.01820-10.0
Swift Current – Moose Jaw 4 8 4 -50.0 0.0 22 15 46.7
Bankruptcies 1 5 0 -80.0 -- 12 5 140.0
Proposals 3 3 4 0.0 -25.0 10 10 0.0
Saskatoon – Biggar364-50.0-25.02434-29.4
Bankruptcies254-60.0-50.01928-32.1
Proposals1100.0--56-16.7
Yorkton – Melville 1 7 3 -85.7 -66.7 21 21 0.0
Bankruptcies 1 2 1 -50.0 0.0 10 11 -9.1
Proposals 0 5 2 -100.0 -100.0 11 10 10.0
Prince Albert354-40.0-25.02123-8.7
Bankruptcies143-75.0-66.717166.3
Proposals211100.0100.047-42.9
Northern 1 0 1 -- 0.0 2 4 -50.0
Bankruptcies 0 0 1 -- -100.0 1 4 -75.0
Proposals 1 0 0 -- -- 1 0 --
Alberta 76 57 89 33.3 -14.6 312 341 -8.5
Bankruptcies 49 47 67 4.3 -26.9 230 264 -12.9
Proposals 27 10 22 170.0 22.7 82 77 6.5
Lethbridge – Medicine Hat 4 6 6 -33.3 -33.3 19 19 0.0
Bankruptcies 3 5 4 -40.0 -25.0 15 17 -11.8
Proposals 1 1 2 0.0 -50.0 4 2 100.0
Camrose – Drumheller32250.050.012120.0
Bankruptcies2220.00.010742.9
Proposals100----25-60.0
Calgary 38 21 42 81.0 -9.5 126 142 -11.3
Bankruptcies 27 16 30 68.8 -10.0 99 109 -9.2
Proposals 11 5 12 120.0 -8.3 27 33 -18.2
Banff – Jasper – Rocky Mountain House102---50.068-25.0
Bankruptcies101--0.067-14.3
Proposals001---100.001-100.0
Red Deer 10 5 2 100.0 400.0 29 20 45.0
Bankruptcies 8 4 2 100.0 300.0 16 15 6.7
Proposals 2 1 0 100.0 -- 13 5 160.0
Edmonton151723-11.8-34.890105-14.3
Bankruptcies51420-64.3-75.06083-27.7
Proposals1033233.3233.3302236.4
Athabasca – Grande Prairie – Peace River 1 5 9 -80.0 -88.9 23 28 -17.9
Bankruptcies 1 5 6 -80.0 -83.3 20 21 -4.8
Proposals 0 0 3 -- -100.0 3 7 -57.1
Wood Buffalo – Cold Lake202--0.07616.7
Bankruptcies102---50.045-20.0
Proposals100----31200.0
British Columbia 66 69 58 -4.3 13.8 268 243 10.3
Bankruptcies 42 49 48 -14.3 -12.5 192 192 0.0
Proposals 24 20 10 20.0 140.0 76 51 49.0
Vancouver Island and Coast17612183.341.74445-2.2
Bankruptcies845100.060.02333-30.3
Proposals927350.028.6211275.0
Lower Mainland – Southwest 43 43 31 0.0 38.7 148 133 11.3
Bankruptcies 31 30 28 3.3 10.7 108 108 0.0
Proposals 12 13 3 -7.7 300.0 40 25 60.0
Thompson – Okanagan5168-68.8-37.5564330.2
Bankruptcies3118-72.7-62.5423327.3
Proposals250-60.0--141040.0
Kootenay 0 2 2 -100.0 -100.0 12 8 50.0
Bankruptcies 0 2 2 -100.0 -100.0 12 7 71.4
Proposals 0 0 0 -- -- 0 1 -100.0
Cariboo1120.0-50.034-25.0
Bankruptcies012-100.0-100.023-33.3
Proposals100----110.0
North Coast 0 0 1 -- -100.0 2 2 0.0
Bankruptcies 0 0 1 -- -100.0 2 2 0.0
Proposals 0 0 0 -- -- 0 0 --
Nechako000----02-100.0
Bankruptcies000----01-100.0
Proposals000----01-100.0
Northeast 0 0 1 -- -100.0 3 5 -40.0
Bankruptcies 0 0 1 -- -100.0 3 4 -25.0
Proposals 0 0 0 -- -- 0 1 -100.0
Northwest Territories 0 0 0 -- -- 1 2 -50.0
Bankruptcies 0 0 0 -- -- 0 0 --
Proposals 0 0 0 -- -- 1 2 -50.0
Yukon Territory 0 0 0 -- -- 1 1 0.0
Bankruptcies 0 0 0 -- -- 1 1 0.0
Proposals 0 0 0 -- -- 0 0 --
Nunavut 0 1 0 -100.0 -- 1 0 --
Bankruptcies 0 1 0 -100.0 -- 1 0 --
Proposals 0 0 0 -- -- 0 0 --

Table 7: Insolvencies Filed by Consumers by CMA
Province or regionProv.Volume% Change12-Month Period Ending
Q4 2012Q3 2012Q4 2011Q3 2012 to Q4 2012Q4 2011 to Q4 201212-31-201212-31-2011% Change
St. John'sN.L.1231201342.5-8.2545657-17.0
Bankruptciesempty cell1141131180.9-3.4488601-18.8
Proposalsempty cell971628.6-43.857561.8
HalifaxN.S.348382395-8.9-11.91,5991,640-2.5
Bankruptciesempty cell252277292-9.0-13.71,2191,307-6.7
Proposalsempty cell96105103-8.6-6.838033314.1
MonctonN.B.176206177-14.6-0.67627018.7
Bankruptciesempty cell128152140-15.8-8.6559568-1.6
Proposalsempty cell485437-11.129.720313352.6
Saint JohnN.B.162182150-11.08.074164115.6
Bankruptciesempty cell119134116-11.22.65535167.2
Proposalsempty cell434834-10.426.518812550.4
SaguenayQue.1289515234.7-15.8517596-13.3
Bankruptciesempty cell866510732.3-19.6339424-20.0
Proposalsempty cell42304540.0-6.71781723.5
QuébecQue.5915405629.45.22,3512,386-1.5
Bankruptciesempty cell4424044089.48.31,7551,792-2.1
Proposalsempty cell1491361549.6-3.25965940.3
SherbrookeQue.21318019418.39.8773786-1.7
Bankruptciesempty cell17414614919.216.8620642-3.4
Proposalsempty cell39344514.7-13.31531446.3
Trois-RivièresQue.18716217215.48.767760911.2
Bankruptciesempty cell14412813712.55.15304917.9
Proposalsempty cell43343526.522.914711824.6
MontréalQue.4,4924,2534,4085.61.918,20918,321-0.6
Bankruptciesempty cell2,8762,7823,0313.4-5.112,00312,833-6.5
Proposalsempty cell1,6161,4711,3779.917.46,2065,48813.1
Ottawa – GatineauOnt./ Que.1,0049901,0621.4-5.54,1574,1550.0
Bankruptciesempty cell606617674-1.8-10.12,5432,657-4.3
Proposalsempty cell3983733886.72.61,6141,4987.7
KingstonOnt.119145146-17.9-18.5537582-7.7
Bankruptciesempty cell7598108-23.5-30.6348419-16.9
Proposalsempty cell444738-6.415.818916316.0
PeterboroughOnt.9510997-12.8-2.1442447-1.1
Bankruptciesempty cell55445325.03.8227239-5.0
Proposalsempty cell406544-38.5-9.12152083.4
OshawaOnt.3933814383.1-10.31,5841,724-8.1
Bankruptciesempty cell1581441829.7-13.2623682-8.7
Proposalsempty cell235237256-0.8-8.29611,042-7.8
TorontoOnt.4,3094,2094,7512.4-9.318,03519,768-8.8
Bankruptciesempty cell1,7511,7431,9740.5-11.37,2038,050-10.5
Proposalsempty cell2,5582,4662,7773.7-7.910,83211,718-7.6
HamiltonOnt.596652791-8.6-24.72,8123,180-11.6
Bankruptciesempty cell284307383-7.5-25.81,2831,519-15.5
Proposalsempty cell312345408-9.6-23.51,5291,661-7.9
St. Catharines – NiagaraOnt.52342945221.915.71,9251,7847.9
Bankruptciesempty cell27021324726.89.31,0029436.3
Proposalsempty cell25321620517.123.49238419.8
KitchenerOnt.358412428-13.1-16.41,6401,759-6.8
Bankruptciesempty cell195205240-4.9-18.8866982-11.8
Proposalsempty cell163207188-21.3-13.3774777-0.4
BrantfordOnt.135153170-11.8-20.6598623-4.0
Bankruptciesempty cell7573962.7-21.93143101.3
Proposalsempty cell608074-25.0-18.9284313-9.3
GuelphOnt.959787-2.19.2393431-8.8
Bankruptciesempty cell5652397.743.62032020.5
Proposalsempty cell394548-13.3-18.8190229-17.0
LondonOnt.5685446954.4-18.32,2542,581-12.7
Bankruptciesempty cell324342407-5.3-20.41,2731,520-16.3
Proposalsempty cell24420228820.8-15.39811,061-7.5
WindsorOnt.3603423835.3-6.01,3881,564-11.3
Bankruptciesempty cell2132102421.4-12.0854980-12.9
Proposalsempty cell14713214111.44.3534584-8.6
BarrieOnt.27723925815.97.41,0721,0630.8
Bankruptciesempty cell14012412812.99.44994706.2
Proposalsempty cell13711513019.15.4573593-3.4
Greater SudburyOnt.156189177-17.5-11.9688706-2.5
Bankruptciesempty cell90105108-14.3-16.7371427-13.1
Proposalsempty cell668469-21.4-4.331727913.6
Thunder BayOnt.91788016.713.83703622.2
Bankruptciesempty cell77446775.014.9256283-9.5
Proposalsempty cell143413-58.87.71147944.3
WinnipegMan.294297320-1.0-8.11,2141,371-11.5
Bankruptciesempty cell199214227-7.0-12.3836981-14.8
Proposalsempty cell95839314.52.2378390-3.1
ReginaSask.698184-14.8-17.9340425-20.0
Bankruptciesempty cell314043-22.5-27.9150214-29.9
Proposalsempty cell384141-7.3-7.3190211-10.0
SaskatoonSask.90134139-32.8-35.3477550-13.3
Bankruptciesempty cell508984-43.8-40.5292349-16.3
Proposalsempty cell404555-11.1-27.3185201-8.0
CalgaryAlta.7687668020.3-4.23,2833,384-3.0
Bankruptciesempty cell485487535-0.4-9.32,1632,496-13.3
Proposalsempty cell2832792671.46.01,12088826.1
EdmontonAlta.635688728-7.7-12.82,7623,210-14.0
Bankruptciesempty cell347393465-11.7-25.41,5772,074-24.0
Proposalsempty cell288295263-2.49.51,1851,1364.3
KelownaB.C.133143157-7.0-15.3620687-9.8
Bankruptciesempty cell838786-4.6-3.5381421-9.5
Proposalsempty cell505671-10.7-29.6239266-10.2
AbbotsfordB.C.119152143-21.7-16.857651312.3
Bankruptciesempty cell848586-1.2-2.33623435.5
Proposalsempty cell356757-47.8-38.621417025.9
VancouverB.C.1,2021,1881,2371.2-2.85,0915,0860.1
Bankruptciesempty cell737759787-2.9-6.43,1713,386-6.3
Proposalsempty cell4654294508.43.31,9201,70012.9
VictoriaB.C.2632532454.07.31,0711,0373.3
Bankruptciesempty cell1661511559.97.1674746-9.7
Proposalsempty cell9710290-4.97.839729136.4

Table 8: Insolvencies Filed by Businesses by CMA
CityProv.Volume% Change12-Month Period Ending
Q4 2012Q3 2012Q4 2011Q3 2012 to Q4 2012Q4 2011 to Q4 201212-31-201212-31-2011% Change
St. John'sN.L.340-25.0--990.0
Bankruptciesempty cell310200.0--69-33.3
Proposalsempty cell030-100.0--30--
HalifaxN.S.148975.055.64164-35.9
Bankruptciesempty cell1367116.785.73654-33.3
Proposalsempty cell122-50.0-50.0510-50.0
MonctonN.B.340-25.0--191090.0
Bankruptciesempty cell3300.0--14875.0
Proposalsempty cell010-100.0--52150.0
Saint JohnN.B.32250.050.010742.9
Bankruptciesempty cell211100.0100.083166.7
Proposalsempty cell1110.00.024-50.0
SaguenayQue.3340.0-25.0262123.8
Bankruptciesempty cell32450.0-25.0201811.1
Proposalsempty cell010-100.0--63100.0
QuébecQue.38323918.8-2.6153172-11.0
Bankruptciesempty cell2625254.04.0113126-10.3
Proposalsempty cell1271471.4-14.34046-13.0
SherbrookeQue.86933.3-11.12325-8.0
Bankruptciesempty cell4480.0-50.01418-22.2
Proposalsempty cell421100.0300.09728.6
Trois-RivièresQue.81012-20.0-33.340385.3
Bankruptciesempty cell3610-50.0-70.02330-23.3
Proposalsempty cell54225.0150.0178112.5
MontréalQue.2942793235.4-9.01,1841,209-2.1
Bankruptciesempty cell22820724410.1-6.6873902-3.2
Proposalsempty cell667279-8.3-16.53113071.3
Ottawa – GatineauOnt./ Que.4242470.0-10.6145169-14.2
Bankruptciesempty cell3533326.19.4109114-4.4
Proposalsempty cell7915-22.2-53.33655-34.5
KingstonOnt.311200.0200.0141216.7
Bankruptciesempty cell311200.0200.014955.6
Proposalsempty cell000----03-100.0
PeterboroughOnt.4400.0--1013-23.1
Bankruptciesempty cell420100.0--812-33.3
Proposalsempty cell020-100.0--21100.0
OshawaOnt.9950.080.041387.9
Bankruptciesempty cell785-12.540.037362.8
Proposalsempty cell210100.0--42100.0
TorontoOnt.1601512116.0-24.2665819-18.8
Bankruptciesempty cell12110416116.3-24.8488628-22.3
Proposalsempty cell394750-17.0-22.0177191-7.3
HamiltonOnt.16101860.0-11.16076-21.1
Bankruptciesempty cell1061466.7-28.64560-25.0
Proposalsempty cell64450.050.01516-6.3
St. Catharines – NiagaraOnt.1191122.20.03751-27.5
Bankruptciesempty cell1181037.510.03146-32.6
Proposalsempty cell011-100.0-100.06520.0
KitchenerOnt.761216.7-41.73240-20.0
Bankruptciesempty cell55100.0-50.02231-29.0
Proposalsempty cell212100.00.010911.1
BrantfordOnt.126-50.0-83.31920-5.0
Bankruptciesempty cell125-50.0-80.01213-7.7
Proposalsempty cell001---100.0770.0
GuelphOnt.43633.3-33.3141216.7
Bankruptciesempty cell422100.0100.011757.1
Proposalsempty cell014-100.0-100.035-40.0
LondonOnt.9178-47.112.5393125.8
Bankruptciesempty cell9146-35.750.0342536.0
Proposalsempty cell032-100.0-100.056-16.7
WindsorOnt.679-14.3-33.32730-10.0
Bankruptciesempty cell458-20.0-50.02025-20.0
Proposalsempty cell2210.0100.07540.0
BarrieOnt.5138-61.5-37.5302711.1
Bankruptciesempty cell3127-75.0-57.125250.0
Proposalsempty cell211100.0100.052150.0
Greater SudburyOnt.200----550.0
Bankruptciesempty cell200----5366.7
Proposalsempty cell000----02-100.0
Thunder BayOnt.144-75.0-75.01219-36.8
Bankruptciesempty cell133-66.7-66.7818-55.6
Proposalsempty cell011-100.0-100.041300.0
WinnipegMan.651820.0-66.71835-48.6
Bankruptciesempty cell55160.0-68.81530-50.0
Proposalsempty cell102---50.035-40.0
ReginaSask.7210250.0-30.02437-35.1
Bankruptciesempty cell507---28.61526-42.3
Proposalsempty cell2230.0-33.3911-18.2
SaskatoonSask.253-60.0-33.32228-21.4
Bankruptciesempty cell153-80.0-66.71822-18.2
Proposalsempty cell100----46-33.3
CalgaryAlta.351733105.96.1109121-9.9
Bankruptciesempty cell24132784.6-11.18695-9.5
Proposalsempty cell1146175.083.32326-11.5
EdmontonAlta.1514227.1-31.88197-16.5
Bankruptciesempty cell51119-54.5-73.75277-32.5
Proposalsempty cell1033233.3233.3292045.0
KelownaB.C.295-77.8-60.023230.0
Bankruptciesempty cell055-100.0-100.01218-33.3
Proposalsempty cell240-50.0--115120.0
AbbotsfordB.C.021-100.0-100.07616.7
Bankruptciesempty cell011-100.0-100.036-50.0
Proposalsempty cell010-100.0--40--
VancouverB.C.4038295.337.912911611.2
Bankruptciesempty cell2927267.411.595923.3
Proposalsempty cell111130.0266.7342441.7
VictoriaB.C.637100.0-14.31728-39.3
Bankruptciesempty cell524150.025.01122-50.0
Proposalsempty cell1130.0-66.7660.0